At Boss Insurance Agency, we innately understand the level of urgency that Kingwood, TX homeowners have when it comes to protecting their most pivotal investment. As expected, flood insurance is a critical component of that equation. To learn more about the importance of safeguarding your home and flood insurance’s role, take a moment to review the following guide.
Faster Recovery
If a flood occurs and the homeowner cannot rely on their insurance policy, they are forced to fund the recovery process independently. This prolongs the recovery time and prevents them from resuming their regular routine as quickly as they would like. On the other hand, a flood insurance policy provides the immediate assistance necessary to avoid a lengthy recovery.
Mortgage Lender Compliance
While it is true that Texas homeowners are not legally required to obtain flood insurance, this is a more nuanced conversation than expected. Depending on the risk factors present in your region, a mortgage lender may not be willing to start the process in earnest until flood insurance has been obtained.
Outdated FEMA Maps
Don’t assume that a FEMA map covers all forms of potential flooding. These maps are often outdated and can steer a Texas homeowner in the wrong direction if they do not have the foresight to speak with professionals. Be sure to ask an experienced insurance broker about the potential risks in your area before making any further decisions.
With the help of Boss Insurance Agency in Kingwood, TX, homeowners can learn everything they need to know. If you have any additional questions or concerns, feel free to stop by or give us a phone call as soon as possible. Our experienced team is always on hand and is happy to provide all the necessary information.
