Homeowners insurance encompasses various forms of bundled coverage, proving to be quite beneficial for homeowners. Most homeowners would find themselves unprepared to tackle an unforeseen accident or event. Homeowners insurance makes managing home ownership much more manageable. Our Kingwood, TX team at Boss Insurance Agency understands this necessity and is devoted to helping homeowners grasp the many benefits of homeowners insurance and the coverage it provides.
What is homeowners insurance?
Homeowners insurance provides protection for both the interior and exterior of your home’s structure, as well as every other structure on your property. It also covers your personal belongings, electrical, plumbing, and foundation. Liability coverage, another standard part of homeowners insurance, would come into play if your dog bit your neighbor or you accidentally damaged your neighbor’s mailbox. It is designed to cover property damage that you may cause to others, injuries that a person might sustain while on your property, and more.
Will my homeowners’ insurance pay for rebuilding my she-shed in my backyard?
Yes. If your she-shed becomes damaged due to circumstances that were not caused by your negligence or some recoverable event, it will be rebuilt or repaired. It is also a covered structure on your property, making it eligible for the same coverage options as your home. Your carport, garage, mailbox, fencing, electrical and plumbing, as well as walls and floors, are all covered by your homeowner’s policy. Of course, the coverage terms are explicitly outlined so homeowners understand the types of accidents, situations, and events that fall under the covered circumstances. If you have any queries about homeowners insurance and what’s covered, feel free to call us. We would be happy to answer all of your questions.
