If you’re in the market for home insurance in Kingwood, TX, you may be wondering what discounts are available to you. There are a number of discounts that insurers offer, and it’s important to know about them before you purchase a policy. Here we discuss some of the most common discounts available on home insurance policies. We’ll also provide tips on how to qualify for these discounts.
Home Insurance: What You Need To Know
1. Multiple Policy
One of the most common discounts available on home insurance policies is the multiple policy discount. If you have more than one type of insurance policy with the same insurer, you may be eligible for a discount on your premium.
For example, if you have both auto and home insurance with Boss Insurance Agency, you may qualify for a multiple policy discount. To qualify for this discount, you’ll need to have both auto and home insurance with the same insurer. You’ll also need to maintain both policies for a certain period of time, typically one year.
2. Safety Device
Another common discount is the safety device discount. If you have certain safety devices installed in your home, you may be eligible for a discount on your premium. Some of the most common safety devices include smoke detectors, carbon monoxide detectors, and deadbolts. To qualify for this discount, you’ll need to have the required safety devices installed in your home. You’ll also need to maintain them in good working order.
3. Claims-Free
If you have a home insurance policy that has no claims on it, you may be eligible for a discount. This discount is typically called the claims-free discount. To qualify for this discount, you’ll need to have a policy with no claims for a certain period of time, typically three years.
4. Loyalty
If you’re a loyal customer of an insurer, you may be eligible for a discount. This discount is typically called the loyalty discount. To qualify for this discount, you’ll need to have been a customer of the insurer for a certain period of time, typically five years.
Give Us A Call
There are a number of discounts available on home insurance policies. Boss Insurance Agency in Kingwood, TX can help you navigate through your insurance options. Contact us today to learn more.
